Linking your Aadhaar with PAN has become an essential procedure that holds great significance. By doing so, you enable the smooth processing of your income tax returns. Moreover, connecting your Aadhaar with PAN is a requirement for banking transactions amounting to Rs. 50,000 or more. This step ensures compliance and facilitates seamless financial operations.
It’s important to emphasize that the linkage of Aadhaar with PAN is no longer optional. It has transformed into a compulsory process, serving as a vital conduit for the processing of income tax returns. Additionally, if you engage in banking transactions exceeding Rs. 50,000, the connection between your Aadhaar and PAN is mandatory.
By associating your Aadhaar with PAN, you not only fulfill legal obligations but also streamline your financial endeavors. The linkage empowers the government to efficiently handle your tax-related matters and ensures a hassle-free experience when conducting significant banking transactions.
Remember, it is crucial to complete the process of linking your Aadhaar with PAN to enjoy uninterrupted financial services and comply with regulatory requirements.
Linking your Aadhaar with PAN is a very simple process. Let’s explore the steps you can take to ensure the successful linkage:
How to Check Aadhar-PAN Link Status?
- To check the status of your Aadhar-PAN link, you can follow these simple steps:
- Visit the official e-filing portal of Income Tax: Access the official website dedicated to e-filing of Income Tax.
- Navigate to “Link Aadhaar Status”: On the homepage, locate and click on the option labeled “Link Aadhaar Status”.
- Enter PAN and Aadhaar number: Provide your PAN and Aadhaar numbers in the designated fields. Double-check the accuracy of the entered information.
- Click on “View Link Aadhaar Status”: After entering the required details, click on the button labeled “View Link Aadhaar Status.”
- Check the status message: The system will process the information and display a message indicating the status of the PAN-Aadhaar link. If the PAN and Aadhaar are not linked, a message will appear, notifying you that the two are not yet linked.
By following these steps, you can easily check the status of your PAN-Aadhaar link and ascertain whether the linkage has been established or not.
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How to Link Aadhaar Card with PAN Card?
There are two methods available to link your PAN card with your Aadhaar card:
1) Online or Offline Link Request: You can link your PAN and Aadhaar by submitting a link request either online or offline.
2) Payment of Fees on NSDL Portal: In addition to submitting the link request, you may be required to make a fee payment on the NSDL portal. The fee payment should be made under the Major Head (0021) and Minor Head (500) for the Assessment Year 2023-24.
Submitting Online or Offline Link Request for PAN and Aadhar
To submit the link request for PAN and Aadhaar, you have three options:
1. Logging into your Account
2. Without logging into the account
3. Linking Via SMS
1. Logging into your Account
To submit a link request for PAN and Aadhaar by logging into your account, follow these steps:
- If you are not a registered user, visit the e-filing portal of Income Tax and register yourself.
- After registration, login using your User ID and enter your password. Confirm the secure access message.
- Click on “Continue” to proceed.
- Look for the option labeled “Link Aadhaar” or select “Link Aadhaar” from the “My Profile” section under the “Personal Details” option.
- Enter the required details, including your name, gender, and date of birth.
- Verify the details displayed on the screen and click on the checkbox labeled “I agree to validate my Aadhaar details.”
- If your Aadhaar card only mentions the year of birth, select the option “I have only year of birth in Aadhaar card.”
- Click on “Link Aadhaar” to submit the link request.
- Once the process is complete, a pop-up message will appear, confirming that your PAN and Aadhaar have been successfully linked.
By following these steps, you can submit a link request for your PAN and Aadhaar by logging into your account and ensure the successful linkage of the two documents.
2. Without Logging into the Account
To link Aadhaar without logging into your account, follow these steps:
- Visit the official website of the Income Tax e-filing portal and click on “Link Aadhaar.”
- Enter your PAN and Aadhaar numbers in the provided fields.
- If your PAN is already linked with another Aadhaar, a pop-up message will inform you of the same.
After completing the PAN and Aadhaar validation, there are three possible scenarios:
Scenario 1: Payment Details Verified on E-Portal After Making Payment on NSDL Portal
- A pop-up message stating “Your payment details are verified” will be displayed after validating PAN and Aadhaar.
- Click on “Continue” and proceed to submit the link request.
- Enter the required details as mentioned.
- Click on “Link Aadhaar.”
- Validate the 6-digit OTP received on your registered mobile number.
A message will be displayed, indicating that you can check the link status of your PAN and Aadhaar.
Scenario 2: Payment Not Verified on E-Portal
If you receive a pop-up message saying “Payment details not found,” complete the payment procedure on the NSDL portal. Making the payment is necessary before submitting the PAN-Aadhaar link request. If you have already made the payment on the National Securities Depository Limited (NSDL) portal, submit the link request after 4 to 5 working days.
Scenario 3: “Payment Done Earlier for This PAN” Message
If you see the message “Payment done earlier for this PAN has already been used for Aadhaar-PAN linking,” submit the PAN-Aadhaar link request after 4 to 5 working days from the payment of the fee on the NSDL portal.
By following these steps, you can link your Aadhaar without logging into your account, considering the different scenarios that may arise during the process.
3. Linking via SMS
You can link PAN and Aadhaar via SMS as per the guidelines provided by the Income Tax department. Follow these steps:
From your registered mobile number, send an SMS to 567678 or 56161 in the following format: UIDPAN <12-digit Aadhaar> <10-digit PAN>
To link PAN and Aadhaar through the NSDL portal, follow these steps:
- Visit the tax payment page on the official website of the Income Tax department.
- Under the Non-TDS/TCS category, select Challan no./ITNS 280.
- On the screen, select the head as ‘(0021)’ and then ‘(500)’.
- Choose the desired payment mode.
- Enter the necessary details, including your PAN, address, assessment year, and more.
- Make the payment using options such as debit card, credit card, net banking, or authorized banks like HDFC Bank, Axis Bank, PNB, Bank of India, SBI, etc.
- After 4 to 5 working days, submit the link request to link PAN and Aadhaar.
By following these steps, you can conveniently link your PAN and Aadhaar using either the SMS method or the NSDL portal, ensuring compliance with the Income Tax department’s requirements.
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Process to Link Aadhaar Card with PAN Card with Penalty
To link your Aadhaar Card with PAN Card with a penalty, follow the procedure outlined below:
- Visit the official website.
- Look for the ‘Link Aadhaar’ option under the ‘Quick Links’ section and click on it.
- On the next page, provide the required information, including your name, mobile number, Aadhaar number, and PAN.
- Verify the provided information by clicking on the option ‘I validate my Aadhaar Details’.
- Click on ‘Continue’ to proceed.
- A One Time Password (OTP) will be sent to your registered mobile number. Enter the OTP in the designated field and click on ‘Validate’.
- Once the penalty is paid, the process of linking your PAN and Aadhaar will be complete.
By following these steps, you can link your PAN card with Aadhaar, even if a penalty is applicable. Ensure that you provide accurate information and complete the necessary payment to successfully link the two documents.
Importance of Linking PAN Card with Aadhaar Card
Linking your PAN card with your Aadhaar card holds significant importance due to the following reasons:
Prevention of Tax Evasion:
The primary objective of linking PAN with Aadhaar is to curb tax evasion. By associating the two cards, the government can track and monitor taxable transactions more effectively. With the identity and address verified through Aadhaar, every financial activity subject to taxation will be recorded and accessible to the authorities. This helps create a comprehensive record of an individual or entity’s taxable transactions, making it difficult to evade taxes.
Curbing Multiple PAN Cards:
Linking PAN with Aadhaar also addresses the issue of individuals or entities obtaining multiple PAN cards to engage in fraudulent practices and evade taxes. Such entities may use one PAN card for legitimate transactions while concealing other undisclosed accounts or transactions. By linking PAN with Aadhaar, the government can identify cases of multiple PAN cards registered under the same name. This allows for corrective measures to be taken and helps maintain the integrity of the tax system.
Streamlined Verification and Compliance:
Linking PAN with Aadhaar streamlines the verification and compliance processes for individuals and entities. It provides a unified identification system, reducing the burden of separate verification for various financial and legal transactions. It ensures that the information provided is accurate and consistent, enabling smoother processes for tax filings, financial transactions, and other regulatory requirements.
Enhanced Governance and Data Integrity:
The linkage of PAN with Aadhaar strengthens governance and data integrity. It enables better tracking and analysis of financial activities, aiding the government in formulating effective policies and strategies. The availability of comprehensive and accurate data enhances transparency, accountability, and the overall efficiency of the taxation system.
By linking PAN with Aadhaar, the government aims to create a robust framework that deters tax evasion, eliminates the misuse of multiple PAN cards, promotes compliance, and fosters a fair and transparent financial ecosystem.
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How to Make Corrections to Aadhaar Card for PAN-Aadhar Linking
If you encounter a mismatch of information between your PAN and Aadhaar cards while attempting to link them, you may need to make corrections to your Aadhaar card. Here’s how you can update the details to ensure a match:
Name, Date of Birth, Address, Gender, Mobile Phone Number, and Language:
- For changes in these details, you can update your Aadhaar card. Visit the nearest Aadhaar enrolment or update center to make the necessary corrections.
- Provide the required supporting documents, such as identity and address proofs, along with the Aadhaar update form.
- The officials at the center will guide you through the process and help update the relevant information.
- After submitting the request, you will receive an acknowledgment slip containing an Update Request Number (URN). Keep this number for future reference.
Address Update Online:
- If you need to update your address, you can do it online. Visit the official Aadhaar Self Service Update Portal.
- Follow the instructions to update your address online and provide the necessary supporting documents as per the guidelines.
- Once the update request is submitted, you will receive an acknowledgment containing an Update Request Number (URN).
Please note that changes to your name, date of birth, gender, mobile phone number, and language can only be made at an Aadhaar enrolment or update center, while address updates can be done online. Ensure that the details in your Aadhaar card match the information in your PAN card to successfully link them without any discrepancies.
Process to Link Aadhaar Card and PAN Card in Case of Name Mismatch
In case of a name mismatch between your Aadhaar card and PAN card, you can follow the below procedures to link them:
Complete Name Mismatch Between Aadhaar & PAN:
If the name on your Aadhaar card is completely different from the name on your PAN card, you need to correct the name either in the PAN database or the Aadhaar database. Here’s what you can do:
Correcting Name on PAN Card:
- Visit the official website of the PAN service providers or the nearest PAN service center.
- Follow the instructions to update your name in the PAN database.
- Submit the necessary documents as per the guidelines to support the name correction.
- After the correction is processed, you will receive an updated PAN card with the corrected name.
Correcting Name on Aadhaar Card:
- Visit the nearest Aadhaar enrolment or update center.
- Carry the required documents, such as identity proof and address proof, to support the name correction.
- Fill in the Aadhaar update form with the corrected name.
- Submit the form along with the supporting documents.
- After the verification process, your Aadhaar card will be updated with the corrected name.
Partial Name Mismatch Between Aadhaar & PAN:
If there is a minor mismatch in the name between your Aadhaar card and PAN card, follow these steps:
OTP Verification:
- Ensure that your registered mobile number with Aadhaar is active.
- During the linking process, an OTP will be sent to the registered mobile number.
- Use the OTP received for verification purposes, even in case of a name mismatch.
Remember, it is important to ensure that the date of birth and gender details are the same on both the Aadhaar card and PAN card. By correcting the name or using the OTP verification method, you can successfully link your Aadhaar card and PAN card, ensuring accuracy and compliance with the required information.
What Will Happen to PAN Cards Not Linked with Aadhar?
If PAN cards are not linked with Aadhaar by the deadline of 30th June 2023, the following consequences may occur:
- Inoperative PAN: The PAN cards that are not linked with Aadhaar will be deemed “inoperative” or invalid.
- Penalties: As per Rule 114AAA of the Income-tax Rules, individuals who fail to link their PAN with Aadhaar will be liable for penalties imposed under the Income Tax Act. They may be subject to penalties for not providing, intimating, or quoting their PAN.
- Filing Returns: Inoperative PAN holders will not be able to file income tax returns using their PAN. They will need to link their PAN with Aadhaar to continue filing returns.
- Pending Refunds: Any pending refunds related to the inoperative PAN will not be issued until the PAN is linked with Aadhaar.
- Processing of IT Returns: The income tax returns of inoperative PAN cardholders cannot be processed until the PAN is linked with Aadhaar.
- Higher Tax Liability: Inoperative PAN holders may face higher tax liabilities, as they would not be able to avail of certain tax benefits and exemptions without a valid PAN-Aadhaar linkage.
- Pending Processes: Various pending processes, such as rectifying faulty returns or completing other tax-related procedures, will not be possible once the PAN becomes inoperative.
It is crucial for individuals to link their PAN with Aadhaar before the deadline to avoid these implications and ensure compliance with the Income Tax regulations.
